Employee stock plans can be a significant benefit to your net worth but you must know how best to use them for your situation. There are a variety of employee stock plans and each has their own benefits and considerations.The… Read More
Financial planning involves creating a detailed roadmap to help you reach your personal and financial goals. It’s more than just investing or budgeting, it encompasses a broad spectrum of financial considerations including tax optimization, retirement planning, estate planning, insurance coverage,… Read More
Over the past several weeks, the U.S. stock market has declined approximately 10%, meeting the traditional definition of a market correction. After two consecutive years of 24%+ returns, this pullback is not unexpected—but that doesn’t make it any less unsettling…. Read More
It’s that time of year again and you have been collecting your documents for your tax return. Whether you prepare your own or have a tax preparer, here is a handy guide to make sure you have everything you need… Read More
In investing, risk is typically defined as the possibility that actual returns will differ—sometimes significantly—from what you expected, including the potential loss of principal. Although there are many ways to measure risk (e.g., volatility, downside risk, permanent loss of capital,… Read More
Medicare Part D helps cover the costs of the prescription medications you need to stay healthy. But its different phases of coverage aren’t always easy to understand—including what’s known as the Medicare coverage gap or “donut hole.” It is important… Read More
Many people do not have to worry about heirs paying taxes on their estate. This is because the federal exemption amount is currently $13.61 million, meaning that your estate must be valued above that for any estate taxes to apply…. Read More
Few companies have become as central to our daily lives as Alphabet, the parent company of Google. Founded in 1998 by two Stanford Ph.D. students, Larry Page and Sergey Brin, Google began as a simple search engine. Their goal was… Read More
Understanding Life Insurance: Why and How to Protect Your Loved Ones Life insurance is an essential part of financial planning, offering peace of mind by providing financial security to your loved ones in case of your untimely death. Imagine your… Read More
While the deadly effects of smoking are well-documented and undeniable, we cannot ignore the significant harm caused by traditional cigarettes. It is important to clarify that we do not condone smoking or its impact on health. Philip Morris International (PM)… Read More
Employee stock plans can be a significant benefit to your net worth but you must know how best to use them for your situation.