FINANCIAL PLANNING PICTURE
The AMM financial planning team can help you plan for any phase of life from starting a new job, to planning for your new family, to transitioning into a successful retirement and everything in between.
We know that retirement and other life transitions can come with mixed emotions and we understand that many clients feel uncertain when it comes to building enough wealth to sustain their lifestyle and goals.
Financial Planning Services
We have the expertise to help those in all stages of life, though many clients come to us to prepare for retirement. We will work with you to address your concerns and help you make financially informed decisions to help you reach your short- and long-term goals.
We can help you create a plan in the following areas:
Saving and budgeting
If you are growing your career or family and want to know how you can set yourself up for long term financial success, we will help you develop a strategy that works for you with regard to identifying and saving for your future goals. Whether you would like to travel, buy a home, or all of the above, we can help you implement strategies to save for and attain short- and long-term spending goals.
Do you have enough savings to retire and live the lifestyle you want to live? Our holistic financial planning process helps answer the many “what if” questions during retirement. We will review the various aspects of your finances and help you plan for your future so that you can move forward with peace of mind.
Social Security and Medicare Planning
If you want to maximize your Social Security benefit, we can discuss your family’s situation to help determine when beginning Social Security makes sense for you. We can also help you navigate the Medicare system and better understand what type of Medicare will best meet your needs now and in the future.
Charitable Giving Strategies
Are you charitably inclined but would like to make smart giving decisions that also reduce your tax liability? Charitable giving can be a win-win. We will help you implement tax strategies to maximize donations to your favorite organizations.
There are many options for saving for your student’s future. Our team will listen to your goals and help you determine which type of savings vehicle is best for your family and develop a plan surrounding how much you should be putting away and how to invest those funds to reach your goals.
Insurance Needs Analysis
Does life insurance or long- term care insurance make sense for you? Have you ever puzzled over your health insurance coverage and wondered if you are getting your money’s worth? Our financial planners will review your insurance coverage to evaluate if you are over- or under-insured.
Executive Compensation Analysis
Receiving Restricted Stock Units (RSUs), Incentive Stock Options (ISOs), or Nonqualified Stock Options (NQSOs) can provide a tax-advantaged source of income. However, they all come with their own rules and requirements regarding tax treatment. We can help you understand the tax and timing considerations you should be aware of.
Retirement is one of the largest transitions in your life, and you’ve worked hard to get there. We will make sure that you have a plan in place and can move into this new phase of life with the clarity and confidence you deserve.
Rana Davidson, CPA, CFP®, CDFA® began her career in public and corporate accounting before becoming a wealth advisor and financial planner with American Money Management.
As a Certified Divorce Financial Analyst® she is specialized in helping clients through the transitional time of a divorce. She enjoys helping clients move forward with confidence as they transition into new phases of life.
Marnie Baird, CFP® has worked in the financial industry since 2014 and has held the CERTIFIED FINANCIAL PLANNER™ designation since 2017.
She enjoys helping young families and mid-career professionals plan for their futures. Whether you need a college funding plan or a checkup on your own retirement plan, Marnie can help you navigate your unique situation.