Many people think of budgeting the same way they think of dieting: the only way to do it is to cut everything fun out of your life. Instead, think of creating a budget as an exercise in examining your priorities… Read More
Bonds are essentially loans. You give a company or some other entity money, they pay you interest, and eventually give you your original investment back. United States Treasury-Bills or T-Bills work a little differently. T-Bills are short-term securities issued by… Read More
The financial advice industry is complex, full of jargon and certifications. It is very easy for even the savviest people to be confused by all the different terms in the industry. Whether you have an advisor currently or you are… Read More
You may remember the SECURE Act, which was signed into law by President Donald Trump in December 2019. This Act changed many rules relating to retirement plans, especially IRAs and 401(k)s. One large change this brought is in increasing the… Read More
For those of you who have been paying into Social Security for your entire working careers, the day when you finally retire and begin receiving your Social Security benefits is likely going to be a happy one. But for many,… Read More
Often times when I speak to clients during our financial planning process, their goals for retirement are usually to maintain the lifestyle they currently have and maybe to enjoy some more free time for family and travel. There is pride… Read More
Setting a budget for yourself is an important part of personal financial planning. A budget can help you eliminate unnecessary expenses, enabling you to save more and achieve your financial goals faster. Budgeting is a stressful and overwhelming experience for… Read More
For those who are charitably inclined, the end of the year is an important time to check in with your tax preparer and confirm your charitable giving tax strategy. If you would like to learn more about the tax benefits… Read More
November is the beginning of open enrollment for public health insurance through the ACA marketplace and falls within the Medicare open enrollment period. Employer health insurance plans may have different enrollment periods. This is a great time to reflect on… Read More
Strategies for increasing your credit score can seem counterintuitive at times. In this article, we will walk through some tips and tricks to increase your credit score and also explain the method to the madness. Why is credit important? Credit… Read More
Financial planning involves creating a detailed roadmap to help you reach your personal and financial goals. It’s more than just investing or budgeting, it