While the deadly effects of smoking are well-documented and undeniable, we cannot ignore the significant harm caused by traditional cigarettes. It is important to clarify that we do not condone smoking or its impact on health. Philip Morris International (PM)… Read More
For small business owners and solo entrepreneurs, planning for retirement can often take a backseat to day-to-day operations. However, establishing a solid retirement plan is essential for both your future and that of your employees. With various options available, finding… Read More
First published in 1949, Ben Graham’s The Intelligent Investor remains highly influential, especially with Warren Buffett, who regards it as “the best book on investing ever written.” Buffett often highlights the book’s focus on long-term investing and managing market cycles. Graham’s famous… Read More
Recently I attended a 2-day conference for CPAs through CalCPA on the topic of estate and trust planning. One of the more interesting topics was how to help our clients be successful successor trustees for their parent’s estate when they… Read More
Estate planning can be a difficult topic, no matter your age. Most people do not care to think about the world continuing to spin when they are no longer on it. A recent study from Caring.com shows that two-thirds of… Read More
Understanding the Costs of Home Healthcare and Long-Term Care in the United StatesAccording to Morningstar, 70% of people who turn 65 will develop a severe long-term care need in their lifetimes, and 48% will need some type of paid long-term… Read More
Thomas Edison founded General Electric. Jack Welch built it into the world’s most valuable company. Then risky lending, the Great Financial Crisis, and mismanagement pushed the once great company towards extinction. To save General Electric, the company would need to… Read More
Most taxpayers think about taxes twice a year: in December, the last month of the year to make certain tax moves; and in April, when tax returns are due. In this article, we discuss some things you can do partway… Read More
It’s safe to say that our clients believe that attaining financial security is a strong value. According to a 2023 Princeton study by Nobel Prize-winning economist Daniel Kahneman, 67% of respondents said being able to pay their bills on time… Read More
Your finances reflect more than just numbers on a spreadsheet—they embody your priorities, dreams, and beliefs. But how often do you step back and examine whether your financial decisions truly align with what you value most? In a world driven… Read More
Retiring before age 60 is a goal many people work toward — and with the right planning, it can absolutely be achievable. But early