President Joe Biden’s plan to forgive up to $20,000 of federal student loan debt per borrower has been knocked down by the Supreme Court and the COVID-driven student loan payment pause expires on August 31, 2023. Many of the 43… Read More
Many people think of budgeting the same way they think of dieting: the only way to do it is to cut everything fun out of your life. Instead, think of creating a budget as an exercise in examining your priorities… Read More
The financial advice industry is complex, full of jargon and certifications. It is very easy for even the savviest people to be confused by all the different terms in the industry. Whether you have an advisor currently or you are… Read More
You may remember the SECURE Act, which was signed into law by President Donald Trump in December 2019. This Act changed many rules relating to retirement plans, especially IRAs and 401(k)s. One large change this brought is in increasing the… Read More
Setting a budget for yourself is an important part of personal financial planning. A budget can help you eliminate unnecessary expenses, enabling you to save more and achieve your financial goals faster. Budgeting is a stressful and overwhelming experience for… Read More
November is the beginning of open enrollment for public health insurance through the ACA marketplace and falls within the Medicare open enrollment period. Employer health insurance plans may have different enrollment periods. This is a great time to reflect on… Read More
In the U.S. and much of the world, credit plays a significant part in our financial systems. Establishing and maintaining a credit score allows individuals to access financial products like mortgages or small business loans. Using a credit card responsibly… Read More
Congratulations! You are welcoming a new addition to your family. There is a lot to decide, from baby’s name to which sleep training method you will (or won’t) use. With so much going on, it’s easy to push finances to… Read More
Money is an emotional subject. Whether you are a saver, a spender, a conservative investor, or a resolute risk-taker, you feel something about your money. You may have felt nervous when the stock market dropped. Or you may have felt… Read More
What should I do with this tax refund/bonus/other windfall?You’ve just received a financial windfall. Congratulations! Whether it is $500 or $500,000, a windfall can feel life-changing. You may be feeling euphoric now but according to Reader’s Digest, 70% of all… Read More
On the journey towards financial well-being, knowledge truly is power. While I think most would agree that money management is a vital life skill,